:root{--ink:#071a24;--navy:#0d2755;--aqua:#25c7d6;--aqua-dark:#0795a4;--paper:#f7fbfc;--line:#dce9ee;--muted:#60727d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",Arial,sans-serif}.legal-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px clamp(18px,5vw,72px);background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.legal-logo{display:block;height:52px;width:auto}.legal-home{color:var(--navy);font-weight:800;text-decoration:none;border:1px solid #cfdce3;border-radius:999px;padding:10px 16px}.legal-shell{width:min(900px,calc(100% - 36px));margin:56px auto 90px}.legal-hero{padding:42px clamp(24px,5vw,54px);border-radius:30px;background:linear-gradient(135deg,#08234f,#0d7798);color:#fff;box-shadow:0 20px 60px rgba(7,26,36,.12)}.legal-kicker{display:inline-flex;border-radius:999px;background:rgba(255,255,255,.14);padding:8px 12px;font-size:12px;font-weight:900;letter-spacing:.08em}.legal-hero h1{font-family:"Manrope",sans-serif;font-size:clamp(42px,7vw,70px);line-height:.96;letter-spacing:-.055em;margin:16px 0 12px}.legal-hero p{font-size:18px;line-height:1.55;margin:0;max-width:720px;color:rgba(255,255,255,.9)}.effective{margin-top:20px!important;font-size:13px!important;font-weight:800}.legal-card{margin-top:24px;background:#fff;border:1px solid var(--line);border-radius:28px;padding:clamp(28px,5vw,54px);box-shadow:0 15px 45px rgba(7,26,36,.06)}.legal-intro{font-size:17px;line-height:1.75;color:#364d58;margin-top:0;padding-bottom:26px;border-bottom:1px solid var(--line)}.legal-section{padding:25px 0;border-bottom:1px solid var(--line)}.legal-section:last-child{border-bottom:0;padding-bottom:0}.legal-section h2{font-family:"Manrope",sans-serif;font-size:22px;letter-spacing:-.025em;color:var(--navy);margin:0 0 12px}.legal-section p,.legal-section li{font-size:15px;line-height:1.72;color:#465d67}.legal-section p{margin:8px 0}.legal-section ul{margin:9px 0 0;padding-left:22px}.legal-section li+li{margin-top:8px}.legal-nav{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0 0}.legal-nav a{color:var(--navy);font-size:12px;font-weight:800;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 12px}.legal-nav a[aria-current="page"]{background:var(--aqua);border-color:var(--aqua);color:#062b36}.legal-footer{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-top:24px;padding:22px 4px;color:var(--muted);font-size:12px}.legal-footer a{color:var(--aqua-dark);font-weight:800}@media(max-width:620px){.legal-header{padding:10px 14px}.legal-logo{height:42px}.legal-home{font-size:12px;padding:8px 11px}.legal-shell{margin-top:28px}.legal-hero{border-radius:22px}.legal-card{border-radius:22px}.legal-hero p{font-size:16px}}